Was remodeling my house, took out a loan and had to get the house appraised to get the loan. Found that my house was worth 100k more than i had it insured for.
Raised my limits on the home insurance. To 50k more than the appraised value in anticipation of completing renovations.
2 weeks later house burned to the ground due to a faulty bathroom fan that i did not touch.
City, insurance company and loan company all sent separate investigators due to how shady it looked.